## Granular, data-backed forecasting means game-changing underwriting and claims verification

### Advanced risk analysis for insurers

Better risk profiling to inform your pricing and payouts

GreenAnt offers advanced, data-based risk assessment for land around the world. Whether you offer harvest insurance policies or cover environmental damage, Desidera’s forecasting capabilities empower insurance providers to offer more competitive insurance with unparalleled accuracy. No need for expensive site visits or complex internal evaluation; access it all through our AI-powered, one-stop-shop platform.

### Future harvest yield forecasts & crop capacity estimates

Cover confidently with Desidera:

- Bespoke risk analysis
- Trace your client’s land on Desidera’s interactive map and obtain precise, tailor-made risk insights and forecasts.
- No more relying on generic or regional risk profiles for your underwriting needs.
- Assess the exact climate risk faced by your clients. Develop more competitive policies with specific, sophisticated data analysis.
- Forecast the production potential of your clients’ land to enhance your harvest insurance offerings. Cover losses more effectively; base your coverage products on forecasts instead of production costs.
- Use crop capacity estimates to verify damage claims.

### Near-real time and retroactive analysis

Desidera allows users to conduct near-real time analysis and historical analysis (up to 15 years’ worth!). Set the timeline toggle to choose the date of Desidera’s analysis. Monitor past flooding, drought, crop production, and damage to verify claims and assess the damage of historical events.

### Flood risk and drought risk forecasts

In addition to near-real time flood monitoring, Desidera uses machine learning, satellite data, and a host of geophysical indicators to identify the quantity of rainfall needed to cause a flood in a particular plot of land. Desidera uses the same process to identify weather patterns that would trigger drought in an area. High-accuracy risk forecasts allow for improved, optimized underwriting.

### Model damage like never before

Desidera uses radar satellite data and AI to create comprehensive damage projections for climate risk. The tool moves beyond traditional, stochastic modeling by accounting for the ever-changing geophysical characteristics of the land. These niche indicators include soil drainage capacity, surrounding hydrological systems, topography, vegetation, and more.

Unlock simpler, more affordable, and more effective underwriting and claims verification:

- If you offer harvest insurance, Desidera allows you to visualize and evaluate the extent of a previous weather event, assess the damage it caused on the client’s land, and estimate the effect it had on production.
- If you offer flood insurance, Desidera allows you to assess the specific flood risk of your client’s land in order to accurately price your coverage. Cross-reference claims with Desidera’s near-real time and historical flood monitoring capabilities and damage assessments.

### Reduced losses

- More competitive coverage
- Up to 95% accuracy
- Targeted & precise risk profiling
- Over 20 years of development and testing
- Improved margins